We are nearly half way through the year… It’s time to check in on yourself!
Hello friends! We are nearly half way through the year, which means it’s a great time to check in on yourself. I don’t know about you, but my year has FLOWN by so far! Mary keeps me pretty busy and I’ve gotten into gardening in a big way too, so when it comes to work and goals, I’m not doing my best! oops! But she won’t be little forever, so I want to give myself plenty of time to be with her and not put too much preassure on myself.
THAT BEING SAID!!! It’s still a good time to check in on goals and put a few things into perspective. If you wrote down your new year’s resolutions earlier this year, then now is a good time to have a look at them again and if you didn’t but you need a reminder of some things you need to check in on… let me help! I have a few things we all need to keep a check of!
Book yourself in for any medical check ups
This is is important. From smear tests to dentist checks ups, it’s important to keep on top of these things. And if there’s anything non-routine you need to get checked out, which you are a bit nervous about, like a change in your poop or a mole you are worried about… please take this as your sign to get it checked out. It’s important.
Get a handle on your credit cards and bank loans
OK, the cost of living crisis is NOT making money stuff easy. But it’s STILL important to check in on your credit cards and bank loans. Even if you aren’t ready to start paying them off, at least look at them and refresh your memory on where you are at with them. Or maybe you could see if you could do a balance transfer and find a lower interest rate? It’s always worth checking in on these things.
Also, if the cost of living is hitting you hard, it might be time to make the scary money spreadsheet where you write down all your incoming and outgoings and see where you can make changes. We’ve done it in the past and it’s actually pretty helpful.
Book a mini break… or at least a night away!
From saving to spending! It’s important to have balance right?! It’s always good to get away and have something to look forward to, so if you can afford it, it’s well worth booking in a little trip, even if it’s just one night. If you have children in school, it can be tough competition booking hotels in the summer holiday, so get one booked ASAP. And if you don’t have children, now is a great time to book an October break when the weather is still mild but the prices are a whole heap cheaper!
Spice up supper time
I don’t know about you, but I tend to cook the same few things all the time. So this is your prompt to hit the internet, read a recipe book or ask your friends what they are currently cooking and see if there’s some interesting new meals you can add into your rota. Not only will it make your evenings a little more exciting, but if you home cook rather than reaching for the take out menus, it will save you a good chunk of change!
Start a pension, or sort out your pension
I have spoken about pensions SO much, but if you are self employed you need a self employed pension. And if you have a job, you need to make sure all your workplace pensions are consolidated into one pot. It’s not a fun job, but it’s important. Either way, open a Pension Bee account, to start a self employed pension, or to put your old workplace pensions in one place. They make it super easy and you get £100 for opening an account. Also use my link for a refer-a-friend £100 bonus.. I get one too!
Make sure you have your current partner / children as a beneficiary if anything happens to you.
Make a will
Sorry to be dismal, but this is something I need to get sorted myself and I’m going to guess you do too. It’s not fun but it is important.
Finally…
Finally, now is a great time to get out your new years resolutions you made in January and cross off anything you’ve achieved and highlight anything you might want to focus on achieving in the second half of the year. Or if you have made some changes and you want to cross things off the list to focus on other things, that’s cool too!
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Ta da! And there we have it! I hope this post has been of help and interest! This post might also be helpful!
