Louis Vuitton Bags: Can You Buy Now Pay Later?!
Hello friends!! Before we get into this post about Louis Vuitton bags and if you can buy now pay later, I want to say something important! If you can’t afford something, please don’t buy it! Saving up for items feels great and spending money you have doesn’t! So please, if you cannot afford a designer handbag, stop reading, open a savings account and wait a year or so. It will feel so rewarding when you FINALLY get that dream bag.
However, if you do have the money but for cash flow reasons you would rather stagger the payments. Then this post is for you! Do you dream of a Louis Vuitton bag but you wish you could buy now and pay later with instalments? ME TOO! Which is why, today we are also going to chat about the charges, fees and APR involved in buying your dream fashion item in this way. Because I would never want you to pay a premium to buy your bag on a buy now pay later scheme and then get stung with charges. Friends… let’s chat!
Why would you want to buy a designer bag, buy now pay later?
I’ve spoken about buying designer bags with a buy now, pay later plan and I know some people love it and some people hate it. I am in the latter camp, so I want to share my reasonings for loving it. First of all, if you can’t afford something, don’t buy it. However, if you simply want to manage your money and split the payments up, then a buy now, pay later model can be great. However you do need to ask yourself if you really want the bag, if you will still love it in a year and be happy to continue paying for it every month for a year and if you can trust yourself to keep up with the payments. It’s VERY important that by the end of the term you do pay off the full amount as otherwise it can harm your credit score (making it hard to buy a house, if that’s your goal!) OR you can be stung with some really high interest rates making it harder to pay off the bag later on.
A buy now, pay later plan should be used to help you manage your monthly budget and help you with your cash flow. Also, I personally buy more expensive designer handbags so that I don’t buy cheaper fast fashion ‘for now’ bags. Instead I would rather buy one special bag every year or every other year and NEVER buy another fast fashion bag again. You get me?!
So, if you are committed to buying just one special Louis Vuitton bag, which you can afford to pay it off in 12 monthly instalments – even during harder months like december or months when friends have weddings or hen do’s. Then buy now, pay later can be a great option. Whilst there are companies like Affirm, Klarna and Easy Pay who do plans like this, Louis Vuitton do not work with any of these companies, so you will have to set up your own payment plan. For me, this looks like a low interest credit card – preferably a 0% interest credit card and you can transfer 1/12th of the price of the bag every month for a year until the bag is completely paid off. You can’t skip a month and you can’t stop. Personally I set up a direct debit to stop myself from cheating. At the end of the year, if you stick by the rules, you will own your dream handbag, have the debt paid off and hopefully done it without paying any interest. If you can stick to this, it’s a great way to buy bigger items!
Do Louis Vuitton have sales?
This is a surprising one, but no, Louis Vuitton do not have sales! You can save money on Louis Vuitton by buying a bag at the airport with 20% off via Duty Free, OR you can buy a preloved Louis Vuitton bag at somewhere like therealreal.com, where you can get a further 20% off with the code REAL. You can read about Chanel sales here.
Do Louis Vuitton have sample sales?
No, at least not publicly. There could be in-house ones for staff and press, but there are no public ones.
Do Louis Vuitton have outlet stores?
No, Louis Vuitton do not have any outlet stores.
Do Louis Vuitton sell on The Outnet?
Does Louis Vuitton have buy now pay later?
No, Louis Vuitton do not have a buy now pay later policy or offering. However, you could buy your dream bag with a 0% interest credit card and set up a direct debit every month to pay of 1/12th of the bag for the next year.
How Can I Get A Discount On Louis Vuitton?
Does Louis Vuitton accept Klarna?
No, Louis Vuitton do not accept Klarna. However, you could buy the bag with a 0% interest credit card and pay the bag off monthly in equal instalments.
Does Louis Vuitton have easy pay?
No, Louis Vuitton does not have easy pay.
Can you split payment on Louis Vuitton?
You can split Louis Vuitton payments if you apply for a credit card, preferably a low interest or 0% interest credit card and split it up over the year with direct debits to pay the bag off that way. It’s kind of a DIY payment plan!
Thank you for reading my Louis Vuitton Bags: Can You Buy Wow Pay Later?! post! I hope it’s of help! This post contains affiliate links.